11 Comcast Cable Communications on Your Credit Report? Fight Back and Win

Last Updated:
July 29, 2023

Comcast Cable Communications contacting you about an overdue bill? Don't panic. Educating yourself on your rights when it comes to delinquent accounts - as well as how to respond to any misconduct by debt collectors - is key to taking control of the situation. 

This article will provide an overview of the steps you can take, like disputing remarks on your credit report or filing a lawsuit if your rights have been violated in any way. Keep reading to see how you can get Comcast off your back for good!

What Does Comcast Cable Communications Do?

Comcast Cable Communications is one of the largest telecommunications companies in the United States and they manage their own debts instead of outsourcing it. Although collections is only one department in the company, they have adopted the same practices as other debt collectors: sending out letters, making phone calls and even resorting to lawsuits for debtors with seriously delinquent accounts. 

Unfortunately, their relentless approach to recovering outstanding debt has made them unpopular among former customers who often feel pressured and intimidated by the company's tactics and lack of leniency - even for those who've fallen on hard times financially.

Is Comcast Cable Communications a Legit Company?

Comcast Cable Communications is one of the largest telecom companies in the world - if they’ve contacted you, it’s likely that you had a line of service that has gone into default. The company’s contact information can be found below:

  • Phone Number: (800) 266-2278
  • Website: https://www.xfinity.com/
  • Address: 1701 John F Kennedy Blvd Philadelphia, PA 19103-2838
  • BBB Rating: 2/5 

If you receive a letter from Comcast and you've never had an account with the company before, it's possible they made a mistake. Get in contact with Fair Credit and we will help you by disputing the debt on your behalf. Our team of experts will make sure that there are no errors on your credit report.

What Can I Do If I’m Being Harassed by Comcast Cable Communications?

If Comcast is contacting you about a seriously delinquent bill, it's important to remember that you're protected by the Federal Debt Collection Practices Act (FDCPA), which outlines appropriate behavior when it comes to debt collection. The law gives you the right to dispute a debt, seek validation of a debt and ask the debt collector to cease communication with you. 

More importantly, it also includes prohibitions on inappropriate behaviors on the collectors parts. Some of these prohibitions include, but are not limited to, the following:

  • Collecting any amount of debt not authorized by a valid court order or written agreement
  • Contacting consumers with harassing phone calls or other communication, including calling repeatedly, using obscene language, or disclosing the debt to third parties
  • Engaging in deceptive practices when collecting debts, such as falsely threatening legal action
  • Using false statements to collect a debt, such as misrepresenting the amount owed, falsely implying that the consumer has committed a crime, or claiming to be an attorney
  • Attempting to collect fees and charges not authorized by law or contract
  • Garnishing wages without first obtaining a court order
  • Contacting consumers at their place of employment after being told this is unacceptable or prohibited by the employer
  • Providing information about a consumer’s debt to third parties without permission from the consumer

If you believe your rights have been violated, it’s important to take legal action and sue. To ensure success, document any offenses that occur - this includes evidence of repeated calls from a collector at odd hours or on weekends or any other breaches of federally mandated behavior. 

Additionally, seeking counsel from an attorney with experience in consumer law is crucial for building an effective case - a lawyer can provide advice and help to identify violations which you may not have previously been recognized. 

How Can I Get Comcast Cable Communications Removed from My Credit Report? 

Removing a collections account from your credit report can improve your overall score, and make it easier to qualify for loans and favorable interest rates. The key to removing a collections account is to understand the process. This includes understanding what type of collection account it is and what potential solutions are available.

Here are a few steps you can take:

  • Identify the type of collection account that is listed on your credit report. This could be from a medical bill, loan default, or credit card default.
  • Negotiate with the collection agency to have them accept an immediate one-time payment in exchange for removing the account from your credit report. In some cases they may offer to reduce the total amount owed as well if this option is taken.
  • Write a dispute letter to the three major credit bureaus (Equifax, TransUnion, and Experian). Explain why the collection account should be removed based on any inaccuracies or mistakes that have occurred regarding its listing on your credit report.

In addition to reaching out directly to collection agencies and writing dispute letters, consumers can also take legal action if necessary by filing complaints with their state's attorney general or consumer protection office. 

This may result in further negotiation with the creditor in order to resolve the issue without costly litigation fees or court costs. If successful, this could result in removal of the collections account from your credit report or at least prompt settlement terms that are more agreeable for both parties.

Contact Us For Your Free Case Review

At Fair Credit, our attorneys understand how taxing it can be to receive a constant stream of calls and letters from collectors. That’s why we offer a free case review to evaluate the best way to fight the collector and build a strategy for how you’ll overcome your debt. 

With decades of experience under our belts, we our team has the knowledge and resources you need to kick Comcast to the curb for good. You don't have to take on your debt alone – contact Fair Credit today.

Ready to take action?

Don't let these companies get away with violating your rights and causing you financial & emotional distress.

Free Case Review