Wakefield and Associates on Your Credit Report? Fight Back and Win

Last Updated:
April 14, 2023

Dealing with debt collectors, especially those like Wakefield & Associates, can be an overwhelming experience. Unethical tactics such as constant calls from multiple phone numbers, intimidation, harsh letters, and more are all common.

However, you don't have to put up with these uncomfortable practices - laws like the Fair Credit Reporting Act (FCRA) give you the right to challenge any inaccurate information a debt collector may have reported to a credit bureau.

Whether you're facing harassment from Wakefield & Associates, want to learn how to protect yourself, or just want to stop the calls, we can help. Contact us today for your free case review.

Are Wakefield And Associates Real Debt Collectors?

Wakefield and Associates is not a scam. They are a legit debt collection agency that goes after debts for organizations like schools, hospitals, and banks. However, they mostly focus on medical debt. They use various names to operate, such as "Wakeassoc" and "Wakefield Payment Solutions," which can make it hard to tell who you're dealing with.

Further, they have countless negative reviews on sites like Google (1.4 out of 5 stars), Better Business Bureau (663 complaints in the last three years, and many others.

Why is Wakefield & Associates Calling Me?

If you're dealing with Wakefield and Associates and receiving non-stop calls and letters about an alleged debt, don't panic. You are protected by laws that can help you respond to the debt collector, raise defenses if being sued for debt collection, and dispute inaccurate information reported to a credit bureau.

It's important to know your rights in this situation so that you can protect yourself from harassment or attempts to collect on a debt that doesn't belong to you. Knowing what the law says will give you the best chance of defending your interests when dealing with debt collectors.

Wakefield And Associates Contact Information

If you've received calls from Wakefield & Associates about a debt that's unfamiliar to you, it's important to verify its validity. Start by checking your credit report and making sure the information is accurate.

To get more details, you can contact Wakefield & Associates either by phone (1-800-264-9399) or by website (www.WakeAssoc.com). You can also write a letter to their address at 7005 Middlebrook Pike, Knoxville, TN 37909. 

Remember, debt collectors must follow rules when contacting you, and you have rights under the law. Don't hesitate to exercise those rights and protect yourself from harassment.

Who Does Wakefield And Associates Collect For?

Similar to the collection agency, Medical Data Systems, Wakefield and Associates is primarily focused on collecting debts for healthcare providers, although they do represent other clients as well. Some of the most notable healthcare organizations they collect for include Sapientes Funding II, LLC, Superior Ambulance, Pinnacle Funds II, LLC, and Southeastern Emergency SVC.

Knowing who the debt collector is collecting for can help you understand the nature of the debt you're being asked to pay. Understanding the laws that protect you as a consumer and knowing how to respond to the debt collector can also help you manage the situation more effectively.

How  Do I Get Rid Of Wakefield Associates?

If you're dealing with Wakefield & Associates on your credit report, you may be wondering how to get rid of them. Here are some steps to take:

  • Verify the debt by getting in touch with them (by phone or mail) and requesting proof
  • Dispute the debt with the credit bureaus via online or mail submissions with supporting documents
  • Negotiate a settlement by agreeing to pay a portion of the debt in exchange for its removal from your credit report.

By taking these measures, you can work towards removing Wakefield & Associates from your credit report and boosting your score. It's critical to stay on top of your credit report and resolve any debts or inaccuracies quickly.

When Does Collection Debt Go Away?

Collection debt doesn't just go away. Depending on the type of debt and the state you're in, it can stay on your credit report for up to seven years - and if a judgment is obtained against you, that can be renewed to remain on your credit report for another seven years. Therefore, it's essential to take action and pay off or settle collection debt quickly in order to mitigate its impact on your credit score.

What Should You Not Say To Debt Collectors?

When it comes to debt collectors, it can be tempting to let off steam - but it's essential to keep certain things in mind. Resist the urge to use profanity or threatening language, avoid making promises you can't keep, and don't give away personal information unnecessarily.

Additionally, don't ignore communication from debt collectors or pretend like the debt doesn't exist. Instead, you can request that any contact is done in writing or ask for verification of the debt before payments are made. Debt collectors are just doing their job - remain professional and courteous and use effective communication strategies to work towards resolving your debt and getting back on track financially.

If you don’t want to deal with collectors from Wakefield & Associates on your own, that’s okay. Continue reading to learn how our FCRA attorneys can help you dispute debts, negotiate favorable settlements, and clear your credit. 

Contact Us To Discuss Your Debt With an FCRA Lawyer

Are you fed up with debt collectors' persistent threats and harassment about debts you don't even owe? It's time to take action and put a stop to these unlawful practices. Our team of experienced attorneys is here to help you contest inaccurate reporting, negotiate debt settlements and, if necessary, sue debt collectors who violate your rights.

Your case may be eligible for various types of compensation - from economic damages to non-economic damages, statutory damages, and even punitive damages. We will fight hard on your behalf to make sure that you get the justice you deserve.

You have the power to secure your credit and preserve your reputation - start by scheduling a free case review with one of our FCRA attorneys right away. Let us be your guide on this journey toward financial freedom.

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