Are you confused about why Quick Collect Inc is on your credit report? They often list negative items based on legitimate debt owed to their clients. However, in many other instances, they’ve faced allegations of listing false, inaccurate, or outdated debt on people’s credit.
Whether they’re listed on your credit due to legit debt you owe or credit reporting errors, our attorneys can help you stop the calls and clear your credit. Contact us today to learn how we can help.
Continue reading to learn everything you need to know about dealing with Quick Collect and removing them from your credit as soon as possible.
Quick Collect Inc (QCI) is a legitimate debt collection agency (i.e., not a scam), despite allegations of it violating laws like the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). For example, the Better Business Bureau notes they have received at least 36 complaints in the last three years.
With that in mind, there are ways to take action if you believe they have mistreated or violated your consumer rights. Speak to us today to talk more about your case.
If you recently noticed Quick Collect on your credit report and need more information about the alleged debt, it makes sense to contact them directly. That said, you can contact them using the following methods:
QCI collects debt on behalf of many clients across a range of industries. That includes healthcare, finance, personal loans, utilities, and more. Suppose you notice Quick Collect on your credit report or you’ve been receiving calls, but you’re not sure why. In that case, it’s recommended that you review your credit report and contact them directly, review your credit history, and consult a licensed attorney.
Quick Collect Inc may contact you for various reasons. While their primary purpose is to collect on unpaid debts, there are several other common reasons why they might call you. These include but are not limited to the following:
If you owe money on a debt, Quick Collect Inc may contact you to collect the amount due.
If you have missed a payment on a debt, QCI may call to remind you or set up a payment plan.
If your account has become delinquent, QCI may call in order to collect the past-due balance.
As specialists in collecting medical debts, QCI may call if you owe money on a medical bill.
Similarly, if you have fallen behind on student loan payments and the loan is in default, QCI may be attempting to collect the debt.
It is important to remember that debt collectors must abide by the FDCPA and the Fair Credit Reporting Act (FCRA). Therefore, they can’t engage in abusive or harassing behavior. Further, they must immediately remove credit reporting errors, invalidated debt, and mistakes.
Should you feel as though Quick Collect Inc, or any other debt collector, has violated any of your consumer rights under this law, consulting with an attorney specializing in consumer protection is highly encouraged.
Over the years, Quick Collect Inc has faced numerous issues with customers. These have included allegations of aggressive debt collection tactics, harassment through phone calls, and incorrect reporting to credit bureaus.
Billing and payment processes have also come under fire for being inaccurate or lacking transparency regarding fees. Furthermore, some customers have been contacted by QCI regarding debts they don't owe.
These complaints are an essential reminder that consumers should understand their rights under the FCRA and FDCPA. It's vital to take action and contact an attorney who specializes in consumer rights if you feel any of these laws have been violated.
If you would like to remove Quick Collect Inc from your credit report, there are several possible options to consider. They include but are not limited to the following:
You may be able to dispute the debt with the credit bureau if it is inaccurate or unrecognizable. This can be done by submitting a dispute letter or an online dispute platform.
Another option is to negotiate with Quick Collect to have them delete the collection account from your report in exchange for payment. However, this is not guaranteed, and QCI may not agree to do this.
If you feel Quick Collect has violated your consumer rights under FCRA, legal help is available. A lawyer can assist in disputing the debt, negotiating a settlement, or taking legal action against Quick Collect if necessary.
Collection accounts typically remain on credit reports for seven years before being removed automatically. Although this isn't ideal, it may be your best option if the debt is valid and other removal methods fail.
It's essential to note that each option carries its own set of consequences, some more positive than others. With that said, if you're unsure about the best way to handle your debt with Quick Collect, contact us today to discuss the details of your case.
The Fair Credit Reporting Act (FCRA) is a federal law that governs how consumer credit information is collected, used, and shared. It grants individuals several important rights, including:
It's essential for you to be aware of your rights under FCRA and take action if they are infringed upon. If you have any queries concerning your credit report, contact the credit bureau or a consumer defense attorney for help.
Do you believe that Quick Collect has unfairly reported negative items on your credit report? If so, our FCRA attorneys are here to help you dispute credit reporting errors and get those negative items removed as soon as possible.
Additionally, if you’re ready to pay a legitimate debt but aren't sure where to start, we can help negotiate a favorable debt settlement agreement on your behalf. Contact us today for your free case review.