Eastern Account System on Your Credit Report? Fight Back and Win

Last Updated:
April 10, 2023

Are you fed up with the phone calls, mail, and negative items on your credit file reported by Eastern Account System? Unfortunately, in many cases, this debt collection company has been accused of pursuing debts that are past the statute of limitations, inaccurate or the result of credit reporting errors.

If you believe that Eastern Account System has treated you unfairly or is attempting to collect an illegitimate debt, we can help. Contact us today for your free case review.

Continue reading to learn who Eastern Account System is and how to stop the calls. 

Is Eastern Account System Legit Or a Scam? 

Eastern Account System is a legitimate debt collection agency headquartered in Connecticut – it has been operational since 1992. However, keep in mind that being legally recognized does not always equate to ethical or lawful operations.

It's important to familiarize yourself with your rights when dealing with any debt collector, as well as implement appropriate measures to protect yourself from any potential harassment or illegal actions. 

If you have concerns about Eastern Account System's practices or believe they may be acting unlawfully, don't hesitate to involve legal counsel.

Eastern Account System Contact Information

Suppose you have an account in collections for a cable bill, but you’re a cord cutter and have never had traditional cable. In that case, it makes sense to investigate the alleged debt further by checking your credit report and contacting Eastern Account System. 

That said, if you want to contact Eastern Account System directly to learn more about an alleged debt, you can use the following information:

  • Phone Number: (800) 750-6343
  • Website: www.easternaccounts.com
  • Address: 111 Park Ridge Rd Brookfield, CT 06804

Why is Eastern Account System Calling Me?

Eastern Account System may be calling you for a number of reasons. One of the most common reasons debt collectors call is to try and collect on a past-due debt. However, there are also cases where debt collectors may contact you in error or for a debt that isn't actually yours.

Another possibility is that you may have co-signed on a loan or been listed as a secondary account holder, and the primary account holder hasn't paid their bills. In this case, you may be responsible for the debt even if you weren't the primary borrower.

It's important to note that debt collectors are legally obligated to provide you with information regarding the debt they are attempting to collect, including the original creditor's name and the amount owed. If you're unsure why Eastern Account System is calling you, ask them to provide this information.

Whatever the reason for the call, it's essential to remain calm and not engage in any arguments or accusations with the debt collector. Instead, focus on gathering information about the debt, and seek legal advice if necessary.

Who Does Eastern Account System Collect Debt For?

Eastern Account System primarily collects debt for the healthcare, utilities, and cable industries. However, they don't provide a list of their clients on their website, so it may be challenging to determine exactly why they're calling you until you check your credit report and contact them directly.

Should I Ignore Calls From Eastern Account System?

Ignoring calls from Eastern Account System or any other debt collector is a bad idea – it won't make the problem go away. Here are some reasons why you shouldn't ignore debt collectors:

  • Debt collectors won't stop trying to collect

If ignored, they may contact you more frequently and through different channels, such as mail, email, and potentially even legal action.

  • Ignoring debt collectors can harm your credit

They might report unpaid debts to credit bureaus, which can negatively affect your score.

  • You could miss out on opportunities to resolve your debt

You may have the option of negotiating a payment plan or settlement agreement if you communicate with them.

  • Debt collectors may take legal action

If you stay silent, they may sue you, garnish your wages or seize property.

Rather than ignoring calls from Eastern Account System or other debt collectors, take proactive steps to address the issue. Request more information about the debt, ask for verification of the debt's authenticity, dispute it, or work out an acceptable payment plan/settlement agreement. 

Make sure to keep records of all interactions with the collector and seek legal advice if necessary.

How Fast Can I Remove Them From My Credit Report?

Removing Eastern Account System from your credit report is possible, but the process can take some time. It requires a proactive approach and attention to detail to ensure that any errors or inaccuracies in your report are corrected.

  • The first step is to obtain a copy of your credit report from all three credit bureaus (Equifax, Experian, and TransUnion).
  • Then, carefully review the report for any entries related to Eastern Account System. 
  • Lastly, if there are errors or inaccuracies, dispute them with the credit bureau as well as the debt collection agency and provide supporting documentation if possible.

It's important to note that removing Eastern Account System from your credit report won't happen overnight, and it may take several weeks or even months for the process to be completed. However, by staying organized and following up with the credit bureaus, you can ensure your credit report is as accurate as possible.

Will Easter Account System Sue Me?

If you're worried about being sued by Eastern Account System, know you're not the only one. Generally, debt collectors have the legal right to take action against you in court if you fail to pay your debts. However, this doesn't necessarily mean they will do this.

Whether Eastern Account System will sue you or not depends on different factors, such as:

  • The amount of debt owed
  • How long it has been since your last payment
  • The laws in your state regarding debt collection

If a lawsuit is already in progress, act quickly and consult a lawyer for guidance. Not responding to a summons can result in a default judgment being made against you – thus making it even harder to resolve the debt.

Even if there's no active lawsuit yet, still take immediate steps to handle the unpaid balance. Ignoring calls and letters from debt collectors can lead to more aggressive tactics and put your credit score at risk.

Remove Eastern Account System From Your Credit - Contact Us Today

If you want to remove Eastern Account System from your credit, the best course of action is to seek the help of an experienced FCRA attorney. Contact us today to schedule a free consultation and discuss your options for disputing and removing inaccurate or outdated information from your credit report.

Alternatively, if you want to pay the debt but need help negotiating a fair agreement, we can help with that too. Don't let debt collectors ruin your credit score - take action now to protect your financial reputation.

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