Got a call from Carson Smithfield, LLC but don't know what it's about? They are a debt collection agency that works with creditors to recover money on their behalf. Whether you owe credit card arrears, medical bills, or personal loan debt, they are well-versed in dealing with most types of debt.
If you’re tired of the endless calls from Carson Smithfield or any other debt collector, there are ways to make them stop. Further, if you owe a valid debt to them, but don’t know how, when, or if you should pay it, we can help. Contact us today for a free case review with a proven FCRA attorney.
Continue reading to learn everything you need to know about Carson Smithfield, how to stop the calls, and ways to remove them from your credit report.
No. Carson Smithfield is not a scam. They are a real debt collection agency headquartered in Woodbury, NY, and licensed to collect nationwide. Further, their parent company is CardWorks, Inc. While they are legit, they have also been accused of many violations of the FCRA and FDCPA in the past.
Generally, Carson Smithfield should follow the rules prescribed by the Fair Credit Reporting Act (FCRA) and other consumer protection laws when trying to collect a debt from consumers. However, in many cases, this doesn’t happen.
There are many examples of negative online reviews and lawsuits levied against this company. For example, they have 1 out of 5 stars with the BBB and 70 complaints within the last three years.
If you're worried that they may have mishandled your personal data or violated your consumer rights, contact one of our attorneys immediately for help.
Suppose you were mistakenly charged for a billing error from a company like Ollo Card Services, and they contract Carson Smithfield to collect. In that case, it’s best to discover if the call is legitimate by checking your credit report and then having Carson Smithfield verify the debt.
You can contact them using the following methods:
Whenever an alleged debt collector calls to ask you for money, it’s recommended that you do your due diligence on the company and the supposed debt as soon as possible. That means checking your credit report, getting the debt verified, and taking the appropriate next steps based on the information you’ve learned.
The faster you act, the quicker you can take steps to have the negative information removed from your credit reports.
Dealing with debt collectors can be stressful and confusing, especially if you're unsure why they are getting in touch. Carson Smithfield may be reaching out for several reasons.
To confirm whether this is the case, you should review your credit report to see if there are any accounts that have gone to collections.
This could include inaccurate identity details, a debt that's already been paid, or a debt assigned to the wrong person. If you think this is the case, request written verification of the debt from the collector.
Meaning that the collector is no longer legally able to sue you for repayment. Although this is true, some collectors may still try and pursue payment from you even in these cases.
If this is true for your situation, contact us immediately for help defending your rights and interests.
No matter what scenario applies to your situation with Carson Smithfield, it's important to respond promptly and professionally when getting contacted by a debt collector. Doing so can prevent further legal action and safeguard your rights as a consumer.
Carson Smithfield collects debt for many creditors across various industries. That includes finance, credit card companies, medical debt, etc. Some of their most notable clients are Ollo Card Services, Merchant Services, CW Nexus, Open Sky Visa Card, and countless others.
That said, this is not an exhaustive list of the creditors they work with. If you’re being accused of owing a debt to a company you’ve never heard of, it’s recommended that you consult with an FCRA attorney to discuss the details of your case.
Based on the complaints filed with the Better Business Bureau (BBB), some of the FCRA violations alleged against Carson Smithfield and its parent company include, but are not limited to the following:
Other complaints allege aggressive and harassing debt collection tactics, as well as attempts to collect on debts that have been discharged in bankruptcy. Whether you owe the debt and want to pay it or you want to dispute it, we can help. Continue reading to learn how the FCRA attorney at Fair Credit has helped countless people remove negative information from their credit reports.
Debt collection companies like Carson Smithfield are known for their aggressive, unscrupulous, and unfair debt collection tactics. Our FCRA attorneys are here to negotiate favorable debt settlement terms (if necessary), assert your consumer rights, and help you remove Carson Smithfield from your credit report as soon as possible.
Don’t let false, inaccurate, or outdated information on your credit report remain any longer. Contact us today for your free case review with an experienced FCRA lawyer.