Recovery Partners on Your Credit Report? Fight Back and Win

Last Updated:
April 10, 2023

If you’ve received a call or letter from Recovery Partners, you may be feeling overwhelmed and unsure of what to do next. You’re not alone - thousands of Americans are dealing with debt collection calls and letters every day. 

In some cases, debt collection agencies call for legitimate reasons. However, in many other cases, they ruin your credit scores and demand payment for debts that are outdated, inaccurate, or simply not yours. 

The good news is that we can help you dispute credit reporting errors or negotiate fair debt settlement agreements to remove Recovery Partners from your credit report. Contact us today to learn how we can help. 

Continue reading to learn everything you need to know about Recovery Partners, including how to stop the calls and remove them from your credit report.

Is Recovery Partners a Legit Company Or a Scam?

Recovery Partners is a legit debt collection agency. Since 2009, they’ve been based in Scottsdale, Arizona. Similar to many other debt collectors, they’ve had their share of consumer complaints and lawsuits over the years.

It’s essential to note that just because a company is legitimate doesn’t mean they always follow ethical or legal practices. That said, if you (like many others) believe that Recovery Partners is engaging in harassment or other illegal debt collection practices, don’t hesitate to seek legal advice. 

Recovery Partners Contact Information 

Suppose Recovery Partners alleges you owe an insurance provider $10,000 for an accident claim. The only problem is you’ve never been in an accident or heard of the insurance company. In that case (or similar), it’s understandable if you want to contact Recovery Partners directly to learn more about the alleged debt. 

Here’s their contact information: 

  • Phone Number: 480-747-9888
  • Website:
  • Mail: 4151 N Marshall Way #12, Scottsdale, AZ 85251

When speaking with debt collectors, it’s recommended to never admit to debt or set up payment plans without understanding the legitimacy of the debt and getting it validated. 

If you’d rather not handle Recovery Partners alone, we’re here to help. Our attorneys can advocate for your rights, demand they remove credit reporting errors, and negotiate fair debt settlement agreements when necessary. Contact us today. 

Who Does Recovery Partners Collect Debt For?

Recovery Partners primarily collects debt for the insurance industry. One of their most prominent clients is Liberty Mutual. They may also collect debts for other sectors, such as healthcare, credit card companies, or financial institutions. 

However, they don’t provide a list of their clients on their website, so it may be challenging to determine exactly why they’re calling you until you check your credit report and contact them directly.

What’s The Difference Between Recovery And Collection?

There's a subtle distinction between “recovery” and “collection” when discussing debt. Generally speaking, debt recovery describes the process of collecting debts from the original creditor, while debt collection typically involves third-party agencies purchasing these debts for less than their face value and then trying to make a profit by collecting on them.

Due to this borderline between recovery and collection, it can be hard to tell which term applies when dealing with a certain company or situation. To gain clarity on what kind of services a particular agency offers, you should look closely at how they operate and what actions they take in order to recover debts.

At times, understanding the difference between these two terms can help you better protect your rights as well as understand your options when it comes to managing your debts.

Why Is Recovery Partners Calling Me?

If you’ve been receiving calls from Recovery Partners, you may be unsure of why they are contacting you. While a debt collection attempt is usually the reason behind these calls, there can be various other explanations as well. 

Understanding these alternative possibilities and knowing your legal rights is key to navigating this process confidently and protecting yourself from potential abuse by collectors.

Here are some reasons why Recovery Partners may be calling you:

  • Outdated Information

Debt collectors often use outdated information, such as an old address or phone number, when trying to contact people who owe them money. This can happen if you have recently changed any of your personal details.

  • Identity Theft

If someone has stolen your identity, debt collectors like Recovery Partners may contact you to collect on those debts.

  • Mistaken Identity

It is possible that debt collectors confuse people with the same name or other identifiable information with those who owe them money. Even if you don't owe anything, you may still receive calls from Recovery Partners due to mistaken identity.

Don’t forget that your legal rights protect you against any kind of harassment or false statements made by debt collectors like Recovery Partners. If this happens, don’t hesitate to reach out for legal advice about your options. 

Additionally, keep records of all interactions with the collector as evidence if necessary. That way, if something goes wrong, you will have proof that it did occur.

Do Debt Collectors Give Up?

In most cases, the answer is no. Debt collectors often don't stop trying to get payment, and they may use tactics such as wage garnishment or a lawsuit if you ignore them. It's important to be aware that debt collectors must follow specific rules and laws when collecting debts—they cannot harass or threaten you, use profanity, or make false claims.

If a collector is engaging in illegal behavior, you are allowed to take legal action against them. Alternatively, you could work with a debt settlement company or consumer attorney to negotiate with the collector on your behalf and establish a payment plan that works for you.

Don't forget about your rights as a consumer. It's essential to stay informed and know that just because debt collectors are persistent doesn't mean you are powerless. Get help from an experienced professional if you feel overwhelmed.

How Can I Remove Recovery Partners From My Credit Report? 

If you've found Recovery Partners on your credit report, it's time to take action. Here are some steps you can take to get them off:

  • Review Your Credit Report

Get copies of your credit report from all three bureaus and review them carefully for any errors or inaccurate information related to Recovery Partners.

  • Dispute Errors

If there are any inaccuracies, dispute them with the credit bureaus. Have supporting documentation ready, if available.

  • Contact Recovery Partners Directly

Reach out to Recovery Partners directly if you owe money by phone or mail and keep records of agreements and payments made.

  • Seek Legal Help

If necessary, enlist the help of a reputable credit repair company or consumer debt attorney for further assistance in removing Recovery Partners from your credit report and dealing with harassment issues.

Removing negative info from your credit report won't happen overnight—it will likely take some effort on your part—but protecting your financial reputation is worth it in the end.

Contact Us Today For Your Free Case Review 

If you’re feeling overwhelmed by dealing with Recovery Partners or any other debt collection agency, we’re here to help. Our team of experienced attorneys can review your case and provide you with options for removing Recovery Partners from your credit report, protecting your consumer rights, and resolving any outstanding debts. Contact us today for a free case review.

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