Sequium Asset Solutions on Your Credit Report? Fight Back and Win

Feeling stressed by debt collection calls from Sequium Asset Solutions? We get it. Understanding your legal rights can be tricky in this situation. That’s why we’re here: to provide the information you need and equip you with the knowledge to fight back.  For further questions, don't hesitate to reach out to the experienced FCRA attorneys at Fair Credit for a free case review—take control of your financial future today! Continue reading to learn everything you need to know about dealing with Sequium Asset Solutions.

What Kind of Company is Sequium Asset Solutions?

In 2009, Sequium Asset Solutions began operations. It's a business that helps other companies get the money they're owed by providing debt collection services. Marietta, Georgia, is home to the company's headquarters. Furthermore, the BBB reports that this debt-collecting service employs 15 people and generates approximately $1.1 million in annual income.

Is Sequium Asset Solutions Legit or a Scam?

Sequium Asset Solutions, LLC, is not a scam or a phony company. They are registered with the Georgia Secretary of State and licensed to operate as debt collectors. Despite its legitimacy, there have been many complaints brought against the company.  In fact, it has an "F" rating with the BBB and more than 50 complaints in the last three years. Additionally, they have a 1.6/5 star rating on Google, with more than 475 reviews posted. 

How Do You Contact Sequium Asset Solutions?

Have you received a call or notice from Sequium Asset Solutions, or are you trying to get in contact with them? Here are a few contact details you should know:

• Phone: (877) 362-8766
• Website: www.sequium.com 
• Email: inquiry@sequium.com
• Address: 1130 Northchase Parkway, Suite 150, Marietta, GA 30067

Why is Sequium Asset Solutions on My Credit Report?

If Sequium Asset Solutions appears on your credit report, they could be attempting to collect a debt from you. This is standard practice for debt collectors; they buy debts from original creditors or other debt buyers and then try to recover the payment. If you need more certainty about the legitimacy of the debt or think it's been wrongfully reported, it's within your rights to dispute it. Contact us today to discuss the details of your case. 

Who Does Sequium Asset Solutions Collect For?

Sequium Asset Solutions collects on behalf of a wide range of clients, such as credit card companies, medical providers, and telecommunications companies like DirecTV, Comcast, and AT&T. 

Common FCRA Complaints About This Debt Collection Agency

If you're dealing with Sequium Asset Solutions or any other debt collection agency, it's essential to be aware of your rights under the Fair Credit Reporting Act (FCRA). Here are some of the most common problems that people have had with this debt collector:

• Failure to respond to disputes - consumers have complained that the agency failed to investigate and respond within 30 days after they disputed a debt or credit report error.

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• Re-aging debts - a debtor cannot be reported for an amount older than 7 years, yet some reported that Sequium Asset Solutions re-aged old debts, negatively affecting their credit score.

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• Inaccurate reporting – there were reports about inaccurate information being sent to credit reporting agencies regarding debts paid off, wrong amounts owed, and debts not belonging to the consumer in question.

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• Harassment and abuse – harassment is not allowed while trying to collect on a debt, and many customers have accused the agency of using abusive language and threatening legal action.

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• Failing to verify debts – when requested by the debtor, the company should provide verification of a disputed debt, but many said they failed in providing enough proof even after multiple requests.

It's important to keep all these FCRA complaints in mind if you're dealing with Sequium Asset Solutions, as well as keep track of all communications between yourself and them. Be aware of your rights so that you can avoid any potential issues.

How to Deal with FCRA Violations from Sequium Asset Solutions

If you find any discrepancies or errors in your credit report from Sequium Asset Solutions, it's important to take immediate action. The longer these errors remain on your credit report, the more damage they do. With that in mind, here are some steps to address potential FCRA violations:

• Review Your Credit Report: Start by obtaining a copy of your credit report from one of the three major credit bureaus (Experian, Equifax, or TransUnion). Check for any inaccurate information reported by Sequium Asset Solutions and make note of items that need to be disputed.

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• File a Dispute: You can dispute with Sequium Asset Solutions and the credit bureau(s) reporting the errors. This can be done online, by mail, or by phone.

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• Keep Records: Keeping track of all communication between you, the debt collector, and/or the credit bureaus is essential. Save copies of letters/emails sent back and forth, as well as take note of phone calls made with dates/times/names of persons spoken with.

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• Seek Legal Assistance: Should the dispute not be resolved and inaccurate reports persist, consider legal help from a consumer protection lawyer specializing in FCRA violations. They'll help guide you through the process and provide advice on making sure everything is handled correctly going forward.

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• Monitor Your Credit Report: Even after everything has been resolved, monitor your credit report regularly to ensure that Sequium Asset Solutions isn't reporting anything untrue or outdated. Set up a credit monitoring service if needed, or check at least once a year to make sure everything is accurate.

Contact Us Today for Your Free Case Review

Don't let debt collectors take advantage of inaccurate reporting or harass you into paying debts you don't owe. Our experienced lawyers can help you dispute mistakes, negotiate debt settlements, and even file a lawsuit against debt collectors who don't respect your rights.  Depending on the details of your case, we may be able to help you recover damages, including: 

• Economic damages
• Non-economic damages
• Statutory damages
• Punitive damages 

Take the right steps to protect yourself, your credit, and your reputation. Contact us today to schedule your free case review with an experienced FCRA attorney. 

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