Hunter Warfield on Your Credit Report? Fight Back and Win

Last Updated:
April 12, 2023

Got debt? Join the club of 64 million Americans with an account that’s currently in collections. If you’ve been receiving an endless barrage of phone calls from Hunter Warfield, you probably have a lot of questions about who this company is and what they do – you might even be wondering if they’re a scam, and you’re almost definitely wondering how you can get them to stop calling. 

In this article, we’ll give you all the information you need about this company and what you can do to get your phone to quit buzzing.

What Does Hunter Warfield Do?

Hunter Warfield is a Tampa, Florida-based debt collection agency that works almost exclusively with landlords looking to collect on unpaid rents, damages caused to properties and other tenancy related debt. 

This particular agency is known for some ruthless tactics that include exploiting loopholes in the law, aggressive phone calls and unfair threats of legal action -- and they're not shy about attempting to collect debts from people who've fallen behind on their bills due to circumstances beyond their control, like job loss or a medical emergency.  

They're also known to charge exorbitant fees and interest rates while using underhanded tactics to manipulate people into agreeing to unfair payment plans.  

Is Hunter Warfield a Legitimate Company? 

Yes. Despite their poor reputation, debt collection agencies like Hunter Warfield are legally allowed to exist – so, hanging up the phone in the hopes that it's a scam won't make them go away. 

If you’re trying to work with this company to settle your debt, they can be contacted using the following information: 

  • Phone Number: (888) 494-9120 
  • Address: 4620 Woodland Corporate Blvd, Tampa, FL 33614 
  • Website: 
  • BBB Rating: 1/5 

Why Am I Getting Phone Calls from Hunter Warfield? 

If you’re not sure why Hunter Warfield is contacting you, you may have an unpaid debt that slipped your mind and then slipped into collections. If you don’t recognize the debt at all, it is possible that some or all of the information about the debt is inaccurate or flat-out wrong. Here are are a few of the reasons Hunter Warfield could be contacting you about a debt you don’t owe on: 

  • Debts that have already been settled and are no longer owed.
  • Accounts that have been opened in someone else's name without their permission, or due to an instance of identity fraud or theft.
  • Debts that are inaccurately reported as past due or not fully satisfied with the creditor or lender.
  • Debts which do not belong to the individual in question and which they do not owe any responsibility for payment. 

The best way to manage any debt you’re not sure about is to get in touch with our firm. Fair Credit offers a free case review – we have the expertise to uncover errors on your report. We also handle the dispute process for you.

What Can I Do If I’m Being Harassed by Hunter Warfield? 

If you’re being harassed by Hunter Warfield, know that you’re not alone. Over the past few years, Hunter Warfield has consistently received negative reviews across the internet -- earning an average score of just 1.4 out of 5 stars from 745 Google reviews, with an additional 432 complaints filed against them over a three-year period on their BBB profile. 

The majority of these complaints are related to a range of unethical – and in some cases, illegal -- practices used by the company when collecting on debts. These include things like reporting fraudulent debts to credit bureaus, calling multiple times per day to discuss the debt, refusing to communicate in writing when requested by the consumer, as well as failing to validate debts upon request – a legal requirement.  

Additionally, there have been a number of reports claiming that representatives from the company have hung up on consumers and treated them rudely when they express their dissatisfaction with their shady practices. Not only is this kind of behavior rude and intimidating, it violates regulations under the Fair Debt Collection Practices Act (FDCPA). 

These include, but are not limited to, the following prohibitions: 

  • Using inappropriate or offensive language, either verbally or in written form, to cause distress or discomfort.
  • Making physical or psychological threats of harm to another person.
  • Making contact at inappropriate times, such as late at night or early in the morning, and/or in locations not suited for discussion.
  • Calling multiple times with the intention of irritating, abusing, or frightening another person.
  • Providing false information that is knowingly inaccurate and intentionally misleading.
  • Threatening arrest or unjustly claiming potential legal action that is prohibited by law.
  • Employing deceptive tactics in order to coerce someone  into settling a debt.

If you believe Hunter Warfield has violated the law in its behavior toward you, you could have grounds for a lawsuit. This can result in dismissal of the original debt and, in some cases, additional compensation. Before pursuing legal action against the company, it’s best to consult with an attorney who can help you understand your rights. 

How Can I Get Hunter Warfield Off My Credit Report? 

If you're being sued by Hunter Warfield, it’s important that you take it seriously – ignoring the problem won’t make it go away, and it’s actually more likely to result in a default judgment against you. 

If the collector wins a default judgment, this could result in your wages being garnished down the line, as well as frozen bank accounts, and even liens placed on your property – all of which could wreak havoc on your financial future.  

To avoid this, you’ll have to respond to the Summons and Complaint as soon as possible and by the required deadline – typically between 20 and 30 days. The following steps can help ensure a favorable outcome in the event of a lawsuit.

Start by filing a well-thought-out Answer with the court. This written document should state that you do not admit liability for any of the claims made against you by the debt collector, and it should also include details of any evidence and witness statements that support your case. 

Once your Answer has been filed with the court, remember to ask for a stamped copy of it from them so that you can provide proof of receipt to any parties involved in the dispute. 

Lastly, make sure that no matter what stage of proceedings you’re at, you keep track of all correspondence between you and Hunter Warfield – making sure to take notes during phone conversations, gather relevant documents, like contracts or payment records. 

Keep in mind that civil litigations are complex procedures, and any steps carried out in the course of a lawsuit should be done under the guidance of an attorney familiar with debt and credit laws and regulations. 

Contact Us for Your Free Case Review

At Fair Credit, our goal is make sure you can confidently stand up for yourself and make smart decisions moving forward. We always strive to go above and beyond in helping consumers get the knowledge they need without ever charging a fee – because at Fair Credit we believe everyone deserves access to reliable financial guidance no matter what. 

Don’t hesitate – get in touch today for a free case review and start taking back control over your finances!

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