CoreLogic Background Check Errors? We Help You Fight Back

Last Updated:
April 18, 2023

Everyone has to submit to background checks in order to get employed these days. While this isn't a big deal in and of itself, it can lead to major headaches and intense frustration if you encounter one or more background check errors when you receive a copy of your background report.

CoreLogic, one of the most popular background screening agencies, sometimes makes mistakes with its background screening reports. In this guide, we’ll break down what you should do and how knowledgeable attorneys like Fair Credit can help you fight back against CoreLogic background check mistakes.

What is CoreLogic?

CoreLogic National Background Data, LLC is a subsidiary company of CoreLogic, Inc., along with SafeRent and a slew of other companies. The organization is based in Irvine, California. It was founded in 2010 and, to this day, still provides comprehensive background data to companies seeking employment background check services. It offers its background screening work to both companies based in the United States and international organizations.

CoreLogic is currently recognized as one of the most popular background screening agencies overall. It is recognized worldwide as one of the premier suppliers of consumer, specialized, business, mortgage, and real estate consumer data overall.

More specifically, CoreLogic offers identity, income, Social Security, criminal history, military service, motor vehicle records, and other data for employers. It provides important background screening services for companies that are looking to hire the best candidates for open positions.

At the time of this writing, the company is currently accredited by the NAPBS or the National Association of Professional Background Screeners.  

CoreLogic Background Check Errors Explained

CoreLogic background check errors are any mistakes you might see on your background screening report. They can include:

  • Erroneous information, like reporting a debt that you never took out or that you previously paid off
  • Out-of-date information, such as a bankruptcy report from 20 years ago, that should have vanished from all of your credit reports
  • Information from another individual, not you. For example, CoreLogic might mistake your identity with someone else’s, then list their background information on your report. If the information is negative, it can compromise your employment prospects

For instance, say that you apply for a new job in the interview goes very well. Unfortunately, your prospective employer gets back to you stating that they have questions about your criminal conviction. You are confused because you were never convicted of a crime. Yet when you view your background screening report, you see that there's indeed a record of a criminal conviction, likely due to a mistake made by CoreLogic.

Why Do Background Check Mistakes Occur?

Background check mistakes can happen for many different reasons.

For instance, a human employee might accidentally transpose a letter or number in your background screening report. That small mistake can then lead to major issues, causing inaccurate or out-of-date information to be listed on your report.

Alternatively, CoreLogic might not check its information very well before reporting it to your employer. For example, it might notice that there's a record of a bill or debt that was due a few years ago. You already paid off the debt, but CoreLogic doesn’t check the current status of the debt. 

As a result, it lists the debt as still active under your name. If you’re applying to a high-level or financial job, this can be devastating to your chances of employment.

Ultimately, it doesn’t matter why background check mistakes occur. If CoreLogic is responsible for one or more background screening errors, it is also responsible for fixing those errors once you bring them to its attention. 

The FCRA states that background check agencies must report accurate information to the best of their ability. If they make a mistake, they are then required to fix the inaccurate information and report the error to any employers they spoke to.

Consequences of CoreLogic Background Check Mistakes

CoreLogic background check mistakes can have dire consequences for jobseekers like yourself. Inaccurate background check information can:

  • Cause employers to deny you employment

Employers can’t deny you employment based on information they know is out of date or inaccurate, but if they don’t know that, they aren’t breaking any laws

  • Make your job hunt much harder

If inaccurate information is reported once, it could be reported many more times in the future to other prospective employers, too. In this way, even a single CoreLogic background check mistake could follow you around for weeks, months, or years. You can’t just ignore it; you need to fix the inaccurate information so you have better chances of getting employed later on, even if your chances with a particular employer now have been ruined 

Because of these potential consequences, it’s a good idea to know how to fix CoreLogic background check mistakes and why you should contact background check error attorneys right away.

What to Do if Your Background Check Has Mistakes from CoreLogic

If CoreLogic has made one or more background check mistakes, there’s a straightforward process you should follow in order to resolve the issues promptly.

Read Your Background Check Report Carefully

First and foremost, be sure to read your background check report carefully and thoroughly. If you discover one mistake that costs you a job opportunity, the odds are high that CoreLogic’s agents have made other mistakes elsewhere on the report.

For example, you’ll want to check your credit history, your financial history, your job history, criminal records if they are applicable, and any other important areas of interest. It’s a good idea to record any errors or mistakes you notice so you can file one dispute letter with CoreLogic and get them all fixed in the same instance. 

File a Dispute with CoreLogic

Your next step should be to file a dispute with CoreLogic itself. As a licensed background check agency, CoreLogic is beholden to the rules outlined under the FCRA, so it has to provide you with means to file a dispute letter and investigate disputed information within 30 days.

For example, if you point out that CoreLogic made a background check mistake regarding your employment history, CoreLogic is legally required to check out that information and fix it if it is discovered to indeed be inaccurate. If CoreLogic doesn’t do this, the agency is in violation of your consumer rights and could be vulnerable to a lawsuit in the future.

Once CoreLogic decides to fix erroneous information, it must inform you within five business days. 

We recommend filing a dispute with CoreLogic online and with attorneys on your side. That way, CoreLogic will receive the information and resolve the inaccurate info more quickly than filing by mail.

Contact Attorneys for More Help

If you require assistance, don’t hesitate to contact background check error attorneys right away. Attorneys can help you file a dispute letter correctly, plus help you sue CoreLogic if the agency decides not to investigate your claim or fix inaccurate information.

How Can Fair Credit Help with CoreLogic Background Check Errors?

Fair Credit’s knowledgeable, experienced attorneys can provide you with a lot of critical assistance for your case.

For example, our lawyers can gather evidence to strengthen an initial dispute letter or a lawsuit later down the road. The more evidence you can provide to CoreLogic in order to prove that they used inaccurate information in your background check, the more likely it is the agency will fix the issue ASAP.

Furthermore, our attorneys can provide you with legal counsel regarding further actions if CoreLogic declines to correct inaccurate information or violates your rights in some other way. In some cases, for instance, it might be better to pursue arbitration instead of a lawsuit, given the expenses of the latter goal course.

That said, remember that fighting for your rights should not cost you any money. That’s why Fair Credit doesn’t charge any of our clients any fees unless we win. You don’t pass out of your own pocket. Instead, we take a small commission out of the legal award you receive from a successful lawsuit against agencies like CoreLogic.

If you don’t win, no worries. You won’t have to pay us a penny. Our no-cost guarantee means that you don’t have to worry about affording an attorney to maintain your consumer rights.

More than anything else, Fair Credit’s attorneys can provide you with peace of mind and sound legal counsel. If you aren’t sure what to do, or if you don’t know how to put the above steps into action, our lawyers can help. There’s no reason not to contact us today if you’re concerned about CoreLogic background check errors or filing a dispute against this third-party agency.

Contact Fair Credit Today

CoreLogic’s background check errors can extend your job hunt or cause you to miss out on excellent job opportunities. You don’t have to let this happen to you; when you contact Fair Credit today, we’ll take a close look at your case, help you understand your options, and work with you should you choose to file a dispute or sue CoreLogic. Contact us today for more information.

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