Allied Collection Services on Your Credit Report? Fight Back and Win

Last Updated:
April 22, 2023

Words nobody has ever said: "I wish my debt collectors would call more often." If you have an unpaid debt that's been sold to a collections agency, you're no stranger to the endless cycle of phone calls -- and emails. Or text. Or even letters by snail mail. 

While it can feel impossible to make them quit without paying the full amount owed, there are other steps you can take to get them to stop -- particularly if you feel as though you're being harassed or if the debt is unjustified.

What Does Allied Collection Services Do?

 Collection agencies are businesses that attempt to collect money on behalf of creditors, usually after a debt has gone unpaid for an extended period of time. Typically, they'll contact debtors directly to negotiate payment plans or request payments and they're not shy about their means of communication -- you can expect to be contacted over the phone, email, mail and wherever else the agency can find contact information for you.   

In Allied Collection Services's case, their history of shady tactics and aggressive behavior goes back to 1997 when they first opened doors on their Las Vegas headquarters. They're notorious for making frequent attempts to contact debtors with high-pressure tactics and aren't shy about making promises they inevitably fail to keep. 

In some cases, ACS has even attempted to collect debts that have already been paid or that aren't due yet. Their poor treatment of customers has damaged their reputation as a company and made them one of the least trusted collection agencies in the country.  

Is Allied Collection Services a Legitimate Company?

The short answer is, “Yes.” Allied Collection Services is a legitimate debt collection agency – but that doesn’t mean they have much in the way of scruples.  

Allied Collection Services's reputation is poor, and that's putting it lightly. They've been the subject of a number of complaints for violating the Fair Debt Collections Practices Act (FDCPA). 

Many consumers have reported that this debt collection agency has misrepresented the character, amount and legal status of their alleged debt, while also claiming that they've used deceptive methods in an effort to collect on unpaid debts. If you’re trying to get in touch with Allied about your debt, you can reach using the following contact information: 

  •  Phone Number: (812) 372-0263 
  • Address: 1607 Central Ave, Columbus, IN 47201 
  • Website: 
  • BBB Rating: 1/5 

Why Am I Getting Phone Calls from Allied Collection Services?

If Allied Collection Services is contacting you, there’s a good chance you have an unpaid debt that’s been sold to the collector – but there’s also a chance that you don’t. It is not remotely uncommon for debt collectors to attempt to extract money from consumers who don’t actually owe on the debts in question. Here are a few examples of reasons why this can happen: 

  • Paid debts that are no longer your obligation.
  • Accounts established without your authorization due to identity theft.
  • Debts falsely reported as late or unpaid. 

The debt collector is required to validate the debt within 30 days of beginning collections activities – if they fail to do so and continue to harass you, keep in mind this sort of behavior is not only unacceptable -- it's also blatantly illegal. 

Customer who have experienced any violations of their rights should seek immediate legal recourse for their grievances. Even if Allied Collection Services is not directly a scam, they are still liable for any wrongdoings or unfair practices when attempting to settle consumer debts.  

What Can I Do If I’m Being Harassed by Allied Collection Services? 

While it’s legal for a creditor to sell their debt to a collection agency or hire an agency to collect on a debt, there are a number of practices that are prohibited under Fair Debt Collection Practices Act. It is illegal for Allied Collection Services or any other debt collector to use harassing or abusive language when trying to collect a debt, as well as threaten violence or any other criminal activities. 

Additionally, creditors are not permitted to contact you excessively or between the hours of 9:00 PM and 8:00 AM. Here is a non-exhaustive list of some of the things Allied cannot do under federal law: 

  • Profanity or offensive language, especially when used in a manner that is intended to denigrate or offend another person.
  • Expressing the intent to cause physical violence or harm to another person.
  • Communicating at hours of the day or locations which are intrusive and inappropriate.
  • Repeated telephone calls with an objective of provoking distress.
  • Furnishing misinformation which is either false or deliberately misleading.
  • Threats of arrest or imprisonment without evidence of specific legal grounds for such a claim.
  • Suggesting legal repercussions that are not sanctioned by law and would be considered invalid if pursued in court.
  • Employing tactics that can be viewed as unfair and deceptive.

Ultimately, it’s important to remember that agencies like Allied Collection Services still have to abide by federal law and guidelines when attempting to collect on debts. If these regulations are not followed, you have multiple avenues to pursue legal action in order to protect yourself from unfair practices.

Who Does Allied Collection Services Collect For?

Allied Collections has a pretty diverse list of companies they collect for across a broad range of industries. These include healthcare, education, and government, as well as retail and other commercial debt.

Keep in mind your type of debt will impact your rights under federal law – for instance, the Biden-Harris administrations have enacted new laws protecting those suffering with medical debt, and they’ve also implemented student loan forgiveness laws that will impact what you owe.

Contact Us For Your Free Case Review

At Fair Credit, we believe that everyone should be empowered to take control over their financial future and fight back against oppressive debt collectors. That’s why we strive to provide comprehensive guidance and support throughout the entire process – so you don’t have to face it alone. 

Don’t wait - get in touch today for a free case review.

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