Source Receivables Management on Your Credit Report? Fight Back and Win

Last Updated:
April 10, 2023

Have you been getting phone calls or mail from Source Receivables Management? If so, it’s important to know that there are ways to remove them from your credit report and stop the calls. That’s especially true if the debt doesn’t belong to you, is past the statute of limitations, or is some other form of credit reporting error.

Whether you want help disputing an invalid debt with Source Receivables Management Sources or negotiating a fair debt settlement agreement, our FCRA attorneys are here for you. Contact us today for your free initial consultation.

Continue reading to learn everything you need to know about Source Receivable Management and how you can put an end to the calls for good.

Is Source Receivables Management a Scam or a Legit?

Source Receivables Management is a legitimate debt collection agency that’s licensed to operate in all 50 states since 1999. While they are not a scam, they have had their share of negative reviews, customer complaints, and lawsuits in the past.

Here’s a quick snapshot of their current online reputation:

  • B- Rating with the BBB with 159 complaints in the last three years 
  • 1.5/5 stars on google with 21 reviews
  • 1.5/5 stars on WalletHub with 43 reviews 

If you’ve been getting calls from the debt collection agency but aren’t sure why it’s in your best interest to check your credit report and contact them directly.

How Do I Contact Source Receivables Management?

Suppose you get a call from Source Receivable Management about an unpaid cell phone bill you’ve never heard of. In that case (or similar situations), it’s recommended that you reach out to them to get to the bottom of the issue. 

Here’s their contact information:

  • Phone Number: 1-877-251-3780
  • Website:
  • Mailing Address: PO BOX 4068 Greensboro, NC 2740

When speaking with debt collectors, you should record every interaction, be careful of what you say, and never admit to owing the debt unless it’s been validated.

If you’re tired of dealing with Source Receivables Mgmt, we’re here to help. Our attorneys can dispute credit reporting errors, negotiate debt settlement agreements, and hold debt collectors accountable for consumer law violations. Contact us today.

What Companies Does Source Receivables Management Collect For?

Source Receivables Management collects debt for a variety of companies, including some of the largest wireless carriers in the U.S., like T-Mobile and Sprint. However, in most cases, it’s impossible to know what debt they are calling you about before speaking with them and checking your credit report.

Will Source Receivables Management Accept a Pay-For-Delete?

Source Receivables Management might accept a pay-for-delete agreement, but it's important to note that they are not legally required to do so. That’s true even if they verbally agree to erase the negative item upon full payment of the debt.

For this reason, If you decide to pursue a pay-for-delete agreement, make sure to get any agreement in writing before making any payments. Further, you should be aware that debt collectors aren’t obliged to hold up their end of the bargain (i.e., delete the debt) even if they do agree to it.

If you’re considering the best options to remove a debt collection agency from your credit file, we can help. Contact us today to discuss the details of your case.

What Will Happen If I Don’t Pay My Debt?

Not paying a debt can have serious consequences. Your credit score may be damaged, collection calls and letters may continue, and legal action may even be taken against you. It's essential to understand your rights if being contacted by a collections agency, as they are required to adhere to the Fair Debt Collection Practices Act (FDCPA), which prohibits them from harassing or threatening you.

What Are My Options If I Can't Afford to Pay My Debt?

It’s not always easy to pay down significant debt. With that in mind, if you’re unable to pay your debt to Source Receivables Management, there are several options to consider:

  • Negotiate a payment plan

You may be able to negotiate a payment plan with the collections agency that allows you to pay off your debt over time.

  • Request a settlement

In some cases, collection agencies may be willing to settle the debt for less than what you owe. You can try to negotiate a settlement with Source Receivables Management.

  • Consider debt consolidation

If you have multiple debts, debt consolidation may be an option. This involves combining your debts into one loan, making it easier to manage your payments.

  • Seek debt counseling

Debt counseling can help you develop a plan to manage your debts and improve your financial situation.

If you’re drowning in debt, it’s not as hopeless as it may seem–you have options. Don’t let Source Receivables Management or any other debt collector ruin your finances longer than they have to. Contact us today to learn how we can help.

What Can I Do If The Debt is Due to Credit Reporting Errors?

If you suspect credit reporting errors have caused your debt, taking the necessary steps to rectify the situation is important. Here are some ways you can do this:

  • Obtain a free copy of your credit report from Equifax, Experian, and TransUnion and examine it for any mistakes.
  • Dispute any errors found with the credit bureaus.
  • Contact a credit repair specialist or FCRA attorney to help ensure that all mistakes are addressed.

Taking these steps quickly can help prevent further damage to your credit score and stop collection calls. The attorneys at Fair Credit can provide valuable assistance throughout the process.

Contact an FCRA Attorney At Fair Credit Today

Do you believe Source Receivables Management has ruined your credit report due to false or inaccurate credit reporting? If so, it’s essential to know that you have rights. Our FCRA lawyers can help you dispute inaccuracies and get them removed from your credit report as quickly as possible.

Additionally, if you believe you owe Source Receivables Management a legit debt, we’re here to help you negotiate a debt settlement agreement you can afford. Contact us today for your free case review.

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