For most Americans, debt is an inescapable reality. And for those who have accounts that have been sent to collections, the situation can feel overwhelming - and CBS Collections is notorious for their aggressive tactics when pursuing customers who owe them money.
Fortunately, there are steps you can take to help resolve this issue and even have it removed from your credit report. In this article, we’ll cover everything you need to know about CBS Collections and how best to handle negotiations if you find yourself going up against the company.
Debt collectors, like CBS Collections - founded in 1920 in Louisiana - work to recover unpaid debt from consumers who have defaulted on their payments. They do this by attempting to contact the debtor through telephone calls, emails, and traditional mail. Some debt collectors may also use litigation or wage garnishment measures in an attempt to collect a debt.
It’s important to remember that becoming delinquent on your debt doesn’t mean you’re obligated to put up with inappropriate behavior. Knowing your legal rights can help protect you from unfair practices when dealing with high-pressure tactics used by some debt collectors.
CBS Collections is a legitimate debt collector - and one of the oldest in the United States. The company’s contact information can be found below:
If you've received communication from CBS Collections about a debt you don't recognize, you should investigate - it's not out of the ordinary for creditors to pursue the wrong person for a debt. Make sure you review your credit report thoroughly, and if you need assistance identifying errors, reach out to our firm at Fair Credit today!
When you’re contacted by CBS Collections about past due debt, it's easy to feel like you don't have any options. Knowing your rights under law is an important step in navigating any collection process. According to the FDCPA of 1978, you have the right to negotiate a payment plan or dispute the accuracy of the amount owed, among other options.
Additionally, the law prevents collectors from engaging in unfair or inappropriate behavior. This can include, but is not limited to, the following:
To ensure that your legal rights are properly defended, don't shy away from taking legal action against any collector who has violated them. It is important to document any evidence of the violations to back up your claim. The collection of these pieces of evidence will be essential for building an effective case while in court.
Additionally, receiving counsel from an attorney with experience in dealing with consumer's law can greatly enhance the chances of success for your lawsuit.
Getting a collections account off your credit report can be challenging, but there are steps you can take to improve your credit score and remove the negative effect of the collection.
First, you should contact the creditor directly and negotiate a settlement or repayment plan. This process involves making an agreement with the creditor to pay off the full amount owed or agree on a payment schedule that works for both parties. Once this is agreed upon, make sure to get everything in writing and keep records of all payments made.
If you are unable to reach an agreement with the creditor, here are some additional steps to take:
If you’re struggling to resolve the issue on your own, it can help to work with an attorney with experience in consumer law who can help guide you through the dispute process.
At Fair Credit, we believe everyone has the right to a fair and transparent experience when it comes to debt collection. We want to empower consumers who find themselves struggling against unfair practices and give them the tools to fight back. Our experienced attorneys are experts in consumer law and provide comprehensive support from start to finish.
We also offer a free case review service so anyone can take their first step towards getting the relief they deserve. Don't hesitate – contact us today.