Fox Collection Center on Your Credit Report? Fight Back and Win

Last Updated:
August 3, 2023

Fox Collection Center is a debt collector that specializes in collecting seriously delinquent accounts. If you’ve been contacted by them, it means that the original creditor has already taken steps to collect the debt owed without any luck. However, dealing with this situation is not as dire as it may seem. You can take action to get Fox Collection Center off your credit report. 

We’ll cover exactly how to do that — and how to prevent similar issues from happening later on — so you can move past debt collection and get back on track.

What Does Fox Collection Center Do?

Fox Collection Center is a Tennessee-based debt collection company that provides services to creditors or purchases past due debts at discounted prices. Debt collectors typically attempt to contact borrowers and negotiate repayment arrangements on behalf of creditors in order to recover as much of the debt owed as possible. 

These negotiations often involve offering reduced payments or longer payment terms in order to receive some form of payment. Collectors must comply with laws and regulations governing their activity, including rules regarding communication times and practices and information disclosure requirements. 

Is Fox Collection Center a Legit Company?

Fox Collection Center is a legitimate debt collection agency. If they’re contacting you, chances are you owe on a debt that has become seriously delinquent. The company’s contact information can be found below:

  • Phone Number: (615) 859-2891
  • Website:
  • Address: 454 Moss Trl Goodlettsville, TN 37072-2029
  • BBB Rating: 3/5 

Fox Collection Center currently holds a 3/5 star rating with the Better Business Bureau - much higher than most collection agencies. However, it is important to note that it is not uncommon for creditors to pursue the wrong individuals for a debt that was never incurred - this can be due to mistaken identity or even identity theft. 

If you have been contacted by Fox Collection Center regarding a debt that you believe you haven't taken on then it's very important to take action. You can contact Fair Credit for a free case review. If we discover any errors on your credit report, we will dispute them on your behalf and ensure they are removed for good.

What Can I Do If I’m Being Harassed by Fox Collection Center?

Owing money can be a stressful experience, and the last thing you need is to feel like a collections agency is taking advantage of you. So, if you have been contacted by Fox Collection Center about an outstanding debt, it’s important to make sure that your rights are being respected. 

Under federal law, certain regulations exist to protect consumers from overly aggressive collection efforts. Familiarizing yourself with these laws and your rights can help put you in a better position when dealing with the company. Some prohibited behaviors include the following:

  • Harassment or abuse, such as using profane language or threatening to harm the debtor’s reputation.
  • Contacting debtors at inconvenient times and places, such as before 8:00 AM or after 9:00 PM, or at work if the debtor has made it clear that this is not permissible.
  • Falsely presenting themselves as attorneys, government representatives, or credit reporting agencies.
  • Revealing information about the debt to third parties, such as family members or colleagues of the debtor, other than those who have guaranteed the debt in question or are legally responsible for it.
  • Attempting to collect more than what is owed on the original debt (unless stated in their agreement).
  • Implying that the debtor may be arrested if they fail to pay off their debt immediately.
  • Charging additional fees and expenses on top of the amount actually owed on the original debt (unless otherwise specified in their agreement).
  • Refusing to provide written verification of a debt upon request by the consumer within 30 days of receipt of initial communication from collection agencies regarding debt.

If Fox Collection violates your rights, you should consider suing the collector. Documenting all violations experienced is the first step in order to build a successful case and ensure justice. While many people try to represent themselves in court, seeking counsel from an attorney knowledgeable in consumer law will put you at an advantage in building your argument. 

An experienced lawyer will know the right steps and documents to file, and that can make all the difference when it comes to ensuring a favorable outcome. 

How Can I Get Fox Collection Center Removed from My Credit Report? 

The best way to get a collections account removed from your credit report is to pay off the debt in full. Paying off the debt may result in the creditor or collection agency removing the account from your report, as they have been compensated. If the debt is not paid off in full, there are still options available for getting rid of a collections account on your credit report. Here are some steps to take:

  • Reach out to the original creditor and negotiate a settlement. If a settlement can be reached where you pay less than the total amount owed, then you should ensure that it is reported by them as “paid” instead of “settled” on your credit report.
  • Contact the collection agency directly with an offer for payment. You can also offer to settle for less than what you owe if you cannot afford the full amount due. 
  • Dispute any inaccuracies or errors on your credit report related to this collections account such as incorrect dates, balances, or contact information. 

It’s also wise to consider contacting a consumer law attorney if all other attempts fail. An experienced attorney may be able to provide advice regarding how best to dispute and remove inaccurate information from your credit report or provide additional insight into how to approach creditors and collection agencies regarding resolving outstanding debts.

Contact Us For Your Free Case Review

At Fair Credit, we understand how hard it can be to battle debt collection agencies and their often-unfair practices. That's why we are dedicated to giving consumers the support and tools they need to protect their rights. 

Our experienced attorneys specialize in consumer law and provide comprehensive guidance from start to finish. Don't wait – contact us today.

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