The business landscape of today is incredibly interconnected and data-leveraged, and so is the hiring process. Background checks have become one of the critical components of the hiring process for countless businesses around the world. Employers rely on these background checks to make more informed decisions about potential employees, however, when those background checks contain errors it can have devastating effects for job-seekers.
We’re going to dig into One Source background checks, what errors they commonly contain, and what legal rights and remedies are available to those who suffer damages as a result. We’ll also look at how Fair Credit may be able to help you take legal action to get those inaccuracies fixed, and possibly even collect compensation for damages that occurred due to the errors.
A One Source background check is a very comprehensive background screening service that gathers information from various public and private sources, to give employers a detailed look at the background of individuals applying for employment. These reports will often include many elements or components to them, depending on who the employer is and what the requirements are for the position.
A One Source background check will typically include information regarding:
One Source, like many other background check services, aims to provide an accurate and up-to-date report to potential employers. However, due to their complex nature and the sheer volume of information that needs to be combed and compiled for a background check, there is the potential for errors to occur, which can lead to potential inaccuracies in the final report.
While it may seem far-fetched that errors could happen in our highly-digital and error-checked world, it does happen and it happens more than you may realize. Most errors in background checks come from very mundane sources like data entry mistakes, clerical errors, or simply outdated information, some can come from mistaken or stolen identities, and more. Some of the most common errors found in One Source background checks include:
Sometimes criminal records are attributed to the wrong individual, often due to similar names or other personal data. Also, sealed, expunged, or otherwise inaccessible records may show up on the report if not correctly updated.
Employment history discrepancies commonly happen due to mistakes in dates of employment, misrepresented job titles, or many other reasons. These inaccuracies can create a misleading perception of the applicant’s experience in that field.
Errors in verification for applicant education can include graduation date errors, degrees, or even the wrong school entirely. These errors can undermine the applicant’s educational qualifications.
Credit report errors can happen from mixed files or misreported and outdated information. These errors can significantly misrepresent the applicant’s creditworthiness.
Driving records can be inaccurate due to data entry errors, incorrectly reported information from other agencies, or even identity theft.
Many people don’t realize it, but even the smallest errors in your background check can lead to significant consequences for those seeking employment.
Inaccurate background check results can ultimately lead to employers rejecting job applicants based on false or misleading information. The effects this can have on an individual’s ability to find employment can be severe.
Background check inaccuracies can give an incorrect impression of a particular individual’s character, professionalism, financial responsibility, or overall trustworthiness. This can inflict serious damage to a person’s personal and professional reputation.
With the inability to get suitable employment, individuals and families affected by background check errors could face significant financial hardship.
For a great many people, dealing with the consequences of background check errors can cause incredible levels of emotional distress and outright frustration.
Individuals are given certain rights and protections under the Fair Credit Reporting Act (FCRA). Some of these include:
Employers or others running a background check on an individual must notify that individual if they plan to take any adverse action as a result. They must also furnish them with a copy of the report they used to make the adverse determination before the action is taken.
Individuals have the right to dispute any errors or inaccuracies in their background check report. Once the background check company receives the dispute, they will generally have 30 days to conduct an investigation. If the error is confirmed, the item must either be corrected or removed from the report entirely.
If a background check company fails to investigate a dispute, or refuses or neglects to correct inaccuracies, individuals are empowered to file a lawsuit against the company for damages, under the guidelines of the FCRA.
The FCRA is a federal law, but there are also state laws that have been enacted to provide additional rights and remedies for those negatively affected by errors in background checks.
When you’ve gone through all of the standard channels to get a resolution, but the errors on your background check remain, you may be eligible to take legal action to get your credit report fixed. The expert legal team at Fair Credit can help with a wide range of complaints that stem from One Source background check errors. Our experienced FCRA attorneys can help you in several ways.
First, we can help you to simplify the background check report. Some of those reports are incredibly complex, and we can help you simplify them so that it’s easier to find errors or inaccuracies in the report. Once you’re able to identify the errors in your background check, we can help you with guidance on disputing the items.
Disputes can be complicated, and they will often require several types of documentation to help prove them to the standard that the courts will require. This is where the Fair Credit attorneys can be invaluable assets, as they can help to guide you through each step of the dispute process, and make sure you have what you need to prove your assertions.
Finally, our team can provide expert legal representation. If you’ve exhausted all other methods for getting your One Source background check errors resolved, our team of legal experts can help you take action against One Source, even potentially recovering compensation for damages that you’ve suffered.
Background checks are a part of the business hiring landscape, but that doesn’t mean you need to simply deal with errors or inaccuracies that are keeping you from a great job and a bigger paycheck. If you’re struggling with inaccuracies in your background checks, there are ways to get them fixed.
However, if filing disputes with the bureaus and complaints with the CFPB aren’t working, Fair Credit may be able to help you take legal action to reclaim your financial reputation. Reach out to Fair Credit today, and discuss the details of your case with a member of our trusted legal team.