It is important to be aware of what is on your credit report and why. If you are seeing Paragon Revenue Group listed, it means that your debt is seriously delinquent. Knowing the steps to take next in dealing with Paragon Revenue Group can help to protect your credit score and provide a healthier financial future.
This article will give an overview of the process - providing insight into how debt collection agencies work, why they appear on - and how you can get the information removed from - your credit report, taking you one step closer to financial freedom.
Debt collectors like Paragon Revenue Group - founded in North Carolina in 1986 - seek to secure repayment from individuals that have failed to pay a debt. They function by either entering into contracts with creditors or purchasing the debt for a fraction of the amount owed, giving them the legal right to pursue collection of said debt.
The consumer is typically contacted in writing regarding outstanding monies owed, and this is usually accompanied by a robust phone call campaign. In some instances, payment can be made via lump sum or installments. It's important to note that organizations must adhere to various consumer protection laws set in place by the federal government so communication is limited and respectful.
Paragon Revenue Group is a legitimate debt collector. If you’re being contacted by this company, you likely owe on a debt that has become seriously delinquent. The company’s contact information can be found below:
If Paragon Revenue Group is contacting you about a debt, chances are that you do owe the money. However, it is not uncommon for creditors to pursue or attempt to collect a debt from individuals who are not actually responsible for the outstanding balance. This may be due to poor administration or other clerical errors.
To ensure that you are not held responsible for an illegitimate debt and protect yourself against any erroneous claims, reach out to Fair Credit for a free case review.
When Paragon Revenue Group calls you regarding a debt, it's important to know your rights under federal law. This includes limitations on when they can call and how often they can contact you, as well as obligations to treat you fairly and provide certain information about the debt when asked.
Make sure to read up on the Fair Debt Collection Practices Act which protects consumers from any type of unfair or abusive practices from collections agencies like Paragon. Some prohibited activities under this law include the following:
Don't be afraid to take legal action if Paragon Revenue Group infringes upon your rights as a consumer. Doing so guarantees that you are taking the proper steps to protect yourself. To maximize the chances of success, document each offense carefully and use these documents as evidence in court.
Additionally, seek the advice of a lawyer with an understanding of consumer rights law - they will be able to give you a better understanding of the situation and provide additional guidance moving forward. Taking these measures ensures that your case is well-prepared and presented effectively.
The first step to getting a collections account off your credit report is to contact the creditor. Make sure you have all the relevant information, such as your name, address, and any other identifying information. Ask them why they are reporting the account and if it is inaccurate or incorrect, ask for them to remove it.
If they refuse to remove it or do not respond in a timely manner, you can dispute the item with the three major credit bureaus. Here are some things to keep in mind when disputing:
If these steps don't work, there are additional options available as well. You may want to consider hiring a professional who can work directly with creditors on your behalf to come up with more favorable solutions for both parties involved.
Are you struggling with debt collectors taking advantage of you? At Fair Credit, we understand what you're going through. We dedicate ourselves to protecting our clients from unethical and manipulative debt collection practices. Our experienced attorneys specialize in consumer law and have a superb track record of favorable results for our clients.
Count on us to provide guidance every step of the way so that your rights are safeguarded and your financial future is secure. Get started right now with your free case review - contact us today!