Paragon Revenue Group on Your Credit Report? Fight Back and Win

Last Updated:
August 7, 2023

It is important to be aware of what is on your credit report and why. If you are seeing Paragon Revenue Group listed, it means that your debt is seriously delinquent. Knowing the steps to take next in dealing with Paragon Revenue Group can help to protect your credit score and provide a healthier financial future. 

This article will give an overview of the process - providing insight into how debt collection agencies work, why they appear on - and how you can get the information removed from - your credit report, taking you one step closer to financial freedom.

What Does Paragon Revenue Group Do?

Debt collectors like Paragon Revenue Group - founded in North Carolina in 1986 - seek to secure repayment from individuals that have failed to pay a debt. They function by either entering into contracts with creditors or purchasing the debt for a fraction of the amount owed, giving them the legal right to pursue collection of said debt. 

The consumer is typically contacted in writing regarding outstanding monies owed, and this is usually accompanied by a robust phone call campaign. In some instances, payment can be made via lump sum or installments. It's important to note that organizations must adhere to various consumer protection laws set in place by the federal government so communication is limited and respectful. 

Is Paragon Revenue Group a Legit Company?

Paragon Revenue Group is a legitimate debt collector. If you’re being contacted by this company, you likely owe on a debt that has become seriously delinquent. The company’s contact information can be found below:

  • Phone Number: (800) 868-1899
  • Address: 216 Le Phillip Ct NE Concord, NC 28025-2954
  • Website:
  • BBB Rating: 1/5 

If Paragon Revenue Group is contacting you about a debt, chances are that you do owe the money. However, it is not uncommon for creditors to pursue or attempt to collect a debt from individuals who are not actually responsible for the outstanding balance. This may be due to poor administration or other clerical errors. 

To ensure that you are not held responsible for an illegitimate debt and protect yourself against any erroneous claims, reach out to Fair Credit for a free case review.

What Can I Do If I’m Being Harassed by Paragon Revenue Group?

When Paragon Revenue Group calls you regarding a debt, it's important to know your rights under federal law. This includes limitations on when they can call and how often they can contact you, as well as obligations to treat you fairly and provide certain information about the debt when asked. 

Make sure to read up on the Fair Debt Collection Practices Act which protects consumers from any type of unfair or abusive practices from collections agencies like Paragon. Some prohibited activities under this law include the following:

  • Contacting consumers at inconvenient times - e.g., before 8 AM or after 9 PM - without their consent.
  • Making false statements about debts owed and the consequences for not paying.
  • Using abusive or profane language in dealings with debtors.
  • Impersonating law enforcement officers or government representatives when discussing a debt.
  • Threatening to take legal action against a debtor if it is not actually allowed by law or if it is not intended to be taken by the creditor.
  • Making contact with debtors in their place of work knowing employers do not allow it, even after a debtor has requested to be contacted only through mail or an attorney’s office instead.
  • Publishing lists of people who owe money without getting their permission first and without obscuring their identities from the public.
  • Continuing collection efforts on debts that have already passed the statute of limitations or have been discharged in bankruptcy proceedings without providing proper notification to the debtor of this fact beforehand.

Don't be afraid to take legal action if Paragon Revenue Group infringes upon your rights as a consumer. Doing so guarantees that you are taking the proper steps to protect yourself. To maximize the chances of success, document each offense carefully and use these documents as evidence in court. 

Additionally, seek the advice of a lawyer with an understanding of consumer rights law - they will be able to give you a better understanding of the situation and provide additional guidance moving forward. Taking these measures ensures that your case is well-prepared and presented effectively.

How Can I Get Paragon Revenue Group Removed from My Credit Report? 

The first step to getting a collections account off your credit report is to contact the creditor. Make sure you have all the relevant information, such as your name, address, and any other identifying information. Ask them why they are reporting the account and if it is inaccurate or incorrect, ask for them to remove it. 

If they refuse to remove it or do not respond in a timely manner, you can dispute the item with the three major credit bureaus. Here are some things to keep in mind when disputing:

  • Request copies of all supporting documentation from the creditor that accompanies their claim.
  • Submit written notices with your dispute, outlining why you feel the collection should be removed from your credit report.
  • Include a copy of your credit report with your dispute letters so that errors can be easily identified.
  • Keep copies of all correspondence for future reference and record keeping purposes.
  • Monitor activity on your credit reports regularly for changes or updates regarding this collection account.

If these steps don't work, there are additional options available as well. You may want to consider hiring a professional who can work directly with creditors on your behalf to come up with more favorable solutions for both parties involved. 

Contact Us For Your Free Case Review

Are you struggling with debt collectors taking advantage of you? At Fair Credit, we understand what you're going through. We dedicate ourselves to protecting our clients from unethical and manipulative debt collection practices. Our experienced attorneys specialize in consumer law and have a superb track record of favorable results for our clients. 

Count on us to provide guidance every step of the way so that your rights are safeguarded and your financial future is secure. Get started right now with your free case review - contact us today!

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