Synerprise Consulting Services on Your Credit Report? Fight Back and Win

If you’ve checked your credit report and see a collections account listed under Synerprise Consulting Services, you’re probably confused and worried. You likely don’t have any knowledge of what this company is or why they’ve submitted something negative to a credit bureau about you. 

You might also receive phone calls, letters, or other forms of communication from this company, leaving you wondering whether you’re being scammed and what you can do to get it off your credit report.

Why Is Synerprise Consulting Services Calling Me?

If you’re getting calls from Synerprise Consulting Services, or you’ve seen them on your credit report, it’s because they believe you owe a debt. They’re trying to collect that debt when they communicate with you.

Is Synerprise Consulting Services a Real Company?

Synerprise Consulting Services isn’t a scam. They are a real company, also known as SCS. The contact information for this company is:

• 866-407-0200
• 5656 Broadmoor St., Mission, KS, 66202
•  www.synerpriseconsulting.com

What Is Synerprise Consulting Services?

You’ve never done business with a company under the name of Synerprise Consulting Services, so how can you owe them money? The company is a third-party debt collector. Third-party debt collectors aren’t original creditors. They work with other companies to collect debts for them or buy old debts.

Synerprise Consulting Services will be listed as a collections account if they’re on your credit report. As with other negative information, these accounts can remain on your report for up to seven years after the first missed payment to the original creditor.

Who Does Synerprise Consulting Services Collect For?

This company focuses on debt collection for healthcare providers. They work with hospitals, doctors, medical billing companies, and other providers to try and recover unpaid bills from patients.

What Should I Do If Synerprise Consulting Services Is Contacting Me?

When you’re being contacted by a debt collector, the first thing to do if you haven’t already is get a copy of your credit report from TransUnion, Equifax, and TransUnion, which are the three major bureaus creditors report to. Go over these carefully, and you can see if you spot mistakes.

Reasons for errors on credit reports include:

• Re-aged debt means that the statute of limitations has restarted on an old debt that should have soon expired or already gone off your report. Generally, debts are supposed to go off a credit report after seven years, with a few exceptions for specific types of bankruptcy.
• The original creditor might have wrongly reported account information like the amount you owe or that you were delinquent when you weren’t.
• Your name could have gotten mixed up with someone else’s.
• If you were the victim of identity theft, it could lead you to uncover debt that’s not yours.

From there, contact a Fair Credit Reporting Act attorney. If you try to manage Synerprise Consulting Services on your own without talking to an attorney, it may be more difficult to exercise your rights. Debt collectors might not be responsive to your requests, or you could even end up saying something that makes the situation worse. 

Under the FCRA, as a consumer, you have the right to dispute incorrect or fraudulent information on your report. After completing an investigation, the creditor or debt collection company should let you know the results, and if it’s not a debt you owe, it should be removed from your report.

Unfortunately, that doesn’t always happen. There are numerous Better Business Bureau complaints against Synerprise Consulting Services, indicating that the company might not always send the proper debt validation or that consumers aren’t able to get a response from the company when they report a dispute.

These are all scenarios that highlight the importance of working with a consumer protection attorney who understands both the implications of the FCRA and how to deal with debt collectors accordingly. 

An attorney can begin the process to dispute some or all of a debt that Synerprise Consulting Services has on file. They can manage all communications with the company, so you don’t have to. 

Even if you legitimately owe a debt to Synerprise Consulting Services, that doesn’t mean they can use harassment or threatening tactics to collect it. There is a federal law limiting what debt collectors can and can’t do when communicating with consumers. This is the Fair Debt Collection Practices Act. The FDCPA says that collectors can’t be unfair, deceptive, or abusive in collecting debts.

Under the FDCPA, a debt collector is prevented from calling you too many times in a certain window of time or intentionally calling you early in the morning or late at night. 

Removing Synerprise Consulting Services From Your Credit Report

Despite being regulated by the FCRA, debt collectors don’t always follow the required guidelines. In these cases, working with an FCRA attorney may be the only available option to get the collections account removed from your credit. If you don’t get Synerprise Consulting Services off, your score will continue to be affected, making it harder to get new credit and leading to higher interest rates.

It can seem unfair that you have to go through the hurdles to deal with a debt collector when it’s not even something you owe, but there are resources that can help you deal with these companies. An FCRA attorney is one of your best options, especially if you’ve already tried unsuccessfully to have outdated, incorrect, or fraudulent information taken off your report.

It’s difficult to get the attention of debt collectors and show them that you are serious, so you might turn to a legal professional.

Our Team Offers Free Case Reviews

If you’re dealing with Synerprise Consulting Services and are ready to stop seeing the negative effects on your finances and quality of life, we can help. Fair Credit is a legal firm specializing in the FCRA. Reach out today for a free case review. We will carefully review the specifics of your situation to plan accordingly to help you clear up your situation with this company.